Benschoten & Carter Insurance offers a quality Flood Insurance Program that is designed to protect you.
Are you ready to get a quote for flood insurance? If not, it’s wise to consider it. Your home and its contents are likely your biggest investment, in both time and money. Repairing and replacing items damaged in even a small flood can easily cost tens of thousands of dollars. If you’re like most people, you don’t have easy access to that kind of money.
Even low-risk areas can incur significant damage. If you’ve ever experienced heavy snowfall or a sudden, torrential downpour that the ground couldn’t immediately absorb, you were at risk of flooding. You may have been lucky then, but what about next time? If there’s been new construction or development in the area, you’re also at greater risk, because the ground may not be able to absorb as much water as it used to.
Renters, as well as homeowners, need flood protection
Renters also need flood insurance. Remember that the value of your possessions, especially if you have electronics, adds up fast. A contents-only flood insurance policy will protect you for up to $100,000.
Do yourself a favor and get a quote today to find out how much a flood insurance policy will cost you. A quote is free, and you’re under no obligation to buy.
In low-risk areas, you may qualify for a Preferred Risk flood insurance policy. This has lower premiums than the Standard Risk policy and can cost as little as $129 per year for building and contents coverage, depending on the level of flood insurance coverage and deductible you choose. If your property has been re-mapped into a high-risk flood zone since October 1, 2008, you also may qualify for a Preferred Risk flood insurance policy. Standard Rate policies are also affordable, especially compared to paying out of pocket for heavy losses.
Remember, insurance is a product you hope you never have to use. But having it helps you rest easier, knowing it will help you recover if the worst happens. Don’t wait until the next big rain threatens, when it may be too late. Look into some peace of mind by getting a free flood insurance quote today.
For a free flood insurance quote please call 1-866-207-8389 .